This chart is of the fund rates I pay in my retirement portfolio.
My 401k charges me 0.35% per fund to use an outside brokerage. This sucks, but otherwise I am stuck with the choices available at the 401k site and they all have at least a 0.4% base.
Generally, I do not like to use anything so high as 0.50% or higher but the flexibility in this case is worth it, barely 🙁
At least I will always have my TSP Fund rates – set at 0.03%
Our TSP, or Thrift Savings Plan, has a detailed post of its own.
If you would like to see how all this comes together, check out our Retirement Master Plan.
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In the business world, the rear view mirror is always clearer than the windshield. Warren Buffett
Someone is sitting in the shade today because someone planted a tree a long time ago. Warren Buffett
In the 20th century, the United States endured two world wars and other traumatic and expensive military conflicts; the Depression; a dozen or so recessions and financial panics; oil shocks; a flu epidemic; and the resignation of a disgraced president. Yet the Dow rose from 66 to 11,497. – Warren Buffett