This chart is of the fund rates I have in my retirement portfolio.
My 401k charges me 0.35% per fund to use an outside brokerage. This sucks, but otherwise I am stuck with the choices available at the 401k site and they all have at least a 0.4% base.
Generally, I do not like to use anything so high as 0.50% or higher but the flexibility in the this case is worth it, barely 🙁
At least I will always have my TSP set at 0.03%
Our TSP, or Thrift Savings Plan, has a detailed post of its own.
If you would like to see how all this comes together, check out our Retirement Master Plan.
SEO is a bully and it makes you add unnecessary words to hit ‘minimum’ lengths to appease the search gods. Whatever.
In the business world, the rearview mirror is always clearer than the windshield. Warren Buffett
Someone is sitting in the shade today because someone planted a tree a long time ago. Warren Buffett
In the 20th century, the United States endured two world wars and other traumatic and expensive military conflicts; the Depression; a dozen or so recessions and financial panics; oil shocks; a flu epidemic; and the resignation of a disgraced president. Yet the Dow rose from 66 to 11,497. – Warren Buffett