Back in the Black – June Net Worth


It is so much more fun to do a June Net Worth update when it is up $28,000. If every month could be like this I would be sitting at the lake in no time. But we take the good with the bad, it evens out.

I published the first and only Guest Post we have ever had here on my blog. I am hesitant to delve into my youthful heyday promoting vice and unsavory lifestyles. Don’t get me wrong, I do not regret it, it’s just I hold out hope I might still run for office one day. So I choose instead to live vicariously through one of my favorite bloggers. See a chapter of his youthful heyday HERE.

I also sent out another guest post (my 3rd). This time to HALT CATCH FIRE. He is helping spread the word that FIRE and Prepping are kissing cousins.

I am to going to FinCon18 this year, tickets are bought. (flight for free!) This will be my first time. I am looking forward to meeting some of you in person.

I will be the handsome, albeit bald, gent wearing a  fashionable T-shirt with this pic;

JUNE Net Worth equals total Assets minus total Liabilities.

Don’t forget to check out my Net Worth Year over Year.

Total Assets: $2,133,281 up + $ 28,195 from last month.

Accounts receivable, This is a business deal from 2014

Boat & Cars, Depreciating assets, but cars newish in 2015

Real Estate 2nd home/vacation rental

Primary Residence

Retirement accounts; 2 people, 2 jobs each, 4 accounts total

Brokerage accounts; 2 taxable stock accounts

College Funds; Prepaid tuition and 529 accounts or 2 kids

Bonds; ‘I bonds’ bought through Treasury Direct

Cash & Metals; 5 accounts and a security deposit box

Health Savings Acct., Just started in 2015

Total Liabilities; $405,728 down – $ 468 from last month.

Mortgage on House; Bought in 2005 Interest 3.75%

Mortgage 2nd Home; Bought in 2012 Interest 3.5%

Student Loan Paid off, but still screwed, upset about the PSLF!

HELOC; Current APR 3.49%


Tracking your own net worth is perhaps the second most important thing you can do to improve your financial picture. Budgeting your expenses to see where the money goes is probably still number one.

Budgeting is like paying attention to ball game while tracking net worth is like paying attention to the baseball season.

Months can goes up or down, you need a longer picture to evaluate your progress. You are either bringing in more money than you’re spending or you are losing money each month. Tracking Net Worth is easy, useful, and addictive.

Don’t Forget; “Comparison is the Thief of Joy”

6 thoughts on “Back in the Black – June Net Worth

  1. Nice work! I have stopped counting the 529 plans in my net worth but suppose I could. I am always impressed by those with net worth > 2 mil. I just hit > 1 mil and it felt great. Here is a cheers for the second mil!

    • I debate about the 529, but it is actual money now that is only theoretically spent later, maybe the kid gets a scholarship 🙂

  2. I finally had a decent month in terms of net worth, too. Although I think my net worth last went down in February (or at least my assets did – I may have paid enough debt to increase my net worth. I’d have to check my spreadsheet to be sure).

    My assets only went up $5k compared to your $28k, but than again I have less than 10% of your assets (I have slightly less than $200k, unless you include the house). However, percent wise, my assets increase more!

    • Interesting to think when it becomes better sounding to switch from % increase to dollar amount increase. Wonder when that crossover is?

Let's get things nice and sparkling clear