Charging Up Hill – Net Worth April 2019

Spring is here and we are at our 3RD consecutive month of over $35,000 growth.

Our batteries are recharged from a spring break vacation I will be detailing later on.

Don’t forget to check out my latest reoccurring segment, all about dividends and market moves month by month at dividend junkies

Operation Stuff Money into the Stock Portfolio is also chugging along nicely, on track to be over $400k by the end of the year – dividend portfolio

April 2019 Net Worth Recap equals total Assets minus total Liabilities.

Total Assets: $2,265,363 + $ 39,660 from last month.

Accounts receivable, This is a floundering business deal from 2014

Boat & Cars, Depreciating assets, but sell-able if need be

Real Estate 2nd home/vacation rental

Primary Residence

Retirement accounts; 2 people, 4 accounts total

Brokerage account; Dividend Portfolio

College Funds; Prepaid tuition and 529 accounts or 2 kids

Bonds; ‘I bonds’ bought through Treasury Direct

Cash & Metals; 4 accounts and a security deposit box

Health Savings Account, Started in 2015

Total Liabilities; $393,552 down – $ 1,057.00 from last month.

Mortgage on House; Bought in 2005 Interest 3.75%

Mortgage 2nd Home; Bought in 2012 Interest 3.5%

Student Loan Paid off!

HELOC; Current APR 3.49%


Tracking your own net worth is perhaps the second most important thing you can do to improve your financial picture. Budgeting your expenses to see where the money goes is probably still number one.

Budgeting is like paying attention to ball game while tracking net worth is like paying attention to the baseball season.

Months can goes up or down, you need a longer picture to evaluate your progress. You are either bringing in more money than you’re spending or you are losing money each month. Tracking Net Worth is easy, useful, and addictive.

Don’t Forget; “Comparison is the Thief of Joy”

5 thoughts on “Charging Up Hill – Net Worth April 2019

    • I have been steadily putting money with my brokerage at the rate of about $3,000-$4,000 a month and the markets have been good since Jan.

  1. The market certainly did a nice turnaround from Dec when the “sky was falling” and I too saw a quite sizable bump in my net worth. Congrats on the continued downward trend of liabilities. I will tell you when that finally hits zero it is absolutely freeing.

Let's get things nice and sparkling clear