March 2019 Net Worth Recap

Net Worth has really come ROARING Back since the end of last year.

By the looks of things, we have made up for the dip last year and are back to new heights!

I also started a new repeating segment on this blog. Every month I will recap my dividends gains and market moves. After all, dividend junkies need our fix!

It seems I have subconsciously added a financial goal for this fiscal year. I have been stuffing money into the old dividend portfolio each month. I have kinda focused on that as my new goal, to get that overall balance up over $400k.

Taxes are filed and the outcome is this; yes we got less back (even owed some this year), but that DOES NOT MEAN our taxes went up. We paid less throughout the year, so we remain consistent at about an 11% federal tax rate.

March 2019 Net Worth Recap equals total Assets minus total Liabilities.

Total Assets: $2,227,503 + $ 35,568 from last month.

Accounts receivable, This is a floundering business deal from 2014

Boat & Cars, Depreciating assets, but sell-able if need be

Real Estate 2nd home/vacation rental

Primary Residence

Retirement accounts; 2 people, 4 accounts total

Brokerage account; Dividend Portfolio

College Funds; Prepaid tuition and 529 accounts or 2 kids

Bonds; ‘I bonds’ bought through Treasury Direct

Cash & Metals; 4 accounts and a security deposit box

Health Savings Account, Started in 2015

Total Liabilities; $394,609 down – $ 1,054.00 from last month.

Mortgage on House; Bought in 2005 Interest 3.75%

Mortgage 2nd Home; Bought in 2012 Interest 3.5%

Student Loan Paid off!

HELOC; Current APR 3.49%


Tracking your own net worth is perhaps the second most important thing you can do to improve your financial picture. Budgeting your expenses to see where the money goes is probably still number one.

Budgeting is like paying attention to ball game while tracking net worth is like paying attention to the baseball season.

Months can goes up or down, you need a longer picture to evaluate your progress. You are either bringing in more money than you’re spending or you are losing money each month. Tracking Net Worth is easy, useful, and addictive.

Don’t Forget; “Comparison is the Thief of Joy”

4 thoughts on “March 2019 Net Worth Recap

  1. 11%?! Wowzer. I think I’m sitting pretty around 25% (but that includes NYC tax), and that’s a fair bit lower than my peers.

  2. It was nice to see a rebound for me as well after a brutal end to 2018. I’m still waiting on a lot of K-1s before I can officially file my taxes (that’s the pain of doing real estate syndicated deals). I think since I am early cycle on pretty much all of them it won’t add to my taxes owed and may be able to bring some of it down.

Let's get things nice and sparkling clear