Rolling right through the historical bad month of October with a ‘No Whammies‘ and stop on ‘Big Bucks‘. Here are the numbers for my personal net worth.

And Boy was it a big One at over $63k. Our biggest one month increase in years! I also unexpectedly hit the 2 million + mark. I was shooting for that before Age 45 but that it would take a few more months.

No Whammies Net Worth Recap equals total Assets minus total Liabilities.

Total Assets: $2,396,217 + $63,357 from last month.

Accounts receivable, This is a floundering business deal from 2014

Boat & Cars, Depreciating assets, but sell-able if need be

Real Estate 2nd home/vacation rental

Primary Residence

Retirement accounts; 2 people, 4 accounts total

Brokerage account; Dividend Portfolio

College Funds; Prepaid tuition and 529 accounts or 2 kids

Bonds; ‘I bonds’ bought through Treasury Direct

Cash & Metals; 4 accounts and a security deposit box

Health Savings Account, Started in 2015

Total Liabilities; $384,739 down – $ 1,304.00 from last month.

Mortgage on House; Bought in 2005 Interest 3.75%

Mortgage 2nd Home; Bought in 2012 Interest 3.5%

Student Loan Paid off!

HELOC; Current APR 3.49%

TOTAL No Whammies NET WORTH; $2,011,478

Tracking your own net worth is perhaps the second most important thing you can do to improve your financial picture. Budgeting your expenses to see where the money goes is probably still number one.

Budgeting is like paying attention to ball game while tracking net worth is like paying attention to the baseball season.

Months can goes up or down, you need a longer picture to evaluate your progress. You are either bringing in more money than you’re spending or you are losing money each month. Tracking Net Worth is easy, useful, and addictive.

Don’t Forget; “Comparison is the Thief of Joy”