Steady paychecks with automatic deductions are the easiest way to pay yourself first.

This is a breakdown of how much money we save out of each paycheck towards retirement. I have tried over the years to continue to live off of the same amount, raise to raise, and put the ‘new money’ into retirement/savings by keeping our net paydays about the same.

Here is our older retirement savings rates by date and amount;

If you want to check out how this all comes together, check out our Retirement Master Plan.

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Beware of little expenses. A small leak will sink a great ship. – Benjamin Franklin

Wealth consists not in having great possessions, but in having few wants. – Epictetus

All money is a matter of belief.  – Adam Smith

The way to make money is to buy when blood is running in the streets.  – John D. Rockefeller

Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.  – Benjamin Franklin

It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning. – Henry Ford